Old Mutual South Africa – Banking & Investments
Old Mutual in South Africa offers banking, insurance, and investment solutions to help you plan, save, and grow.
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Introduction: Why Old Mutual in South Africa Stands Out
When it comes to financial stability and long-term growth, few names carry as much weight as Old Mutual in South Africa. With a proud legacy dating back to 1845, Old Mutual has grown from a small mutual society into one of Africa’s most respected financial institutions. Today, it offers a full suite of financial solutions — from banking and insurance to investment and retirement planning — designed to help South Africans achieve real financial well-being.
Old Mutual isn’t just another financial brand. It’s a trusted partner helping individuals, families, and businesses take control of their money, plan for the future, and protect what matters most.
Official website: https://www.oldmutual.co.za
Old Mutual in South Africa: A Legacy of Trust and Innovation
For over 175 years, Old Mutual has been at the heart of South Africa’s financial landscape. Its story began with a simple idea — to help South Africans build better futures through responsible financial planning. Over time, Old Mutual has expanded across 12 countries, supporting millions of customers and investing billions in local and green economies.
The company’s mission remains clear:
To champion the financial well-being of every South African through accessible, sustainable, and innovative solutions.
Banking the Old Mutual Way: Smart, Transparent, and Personal
Old Mutual Bank (OM Bank) represents the brand’s modern evolution. Designed for real South African life, OM Bank eliminates hidden fees and promotes financial empowerment through simplicity and transparency.
Key Banking Features
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Money Account: Transact and save for just R5.25/month.
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Personal Loans: Borrow up to R250,000 with flexible repayment options.
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Digital Banking: Manage all your accounts easily through the Old Mutual App.
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Responsible Banking: Encourages saving and financial discipline while offering convenience.
To learn more or join the bank, visit https://www.oldmutual.co.za.
Saving and Investing with Old Mutual: Build Wealth on Your Terms
Saving is at the core of Old Mutual’s philosophy. Whether you’re starting small or planning your retirement, the company offers products that grow with your financial journey.
Popular Savings and Investment Options
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Tax-Free Savings Account:
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Invest from just R350/month.
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Enjoy tax-free growth on your money.
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Perfect for long-term wealth building.
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Flexible Plan:
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Invest when you can, withdraw when you need to.
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Minimum contribution: R500/month.
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Optimal Retirement Annuity:
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A dynamic retirement solution that adapts to life’s changes.
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Offers significant tax advantages.
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Unit Trusts and Investment Plans:
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Choose from a wide range of professionally managed funds.
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Ideal for medium- to long-term goals.
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Old Mutual’s investment philosophy combines expert financial management with accessibility, making wealth creation possible for all South Africans.
Old Mutual Insurance: Protecting What Matters Most
Life is unpredictable, but with Old Mutual in South Africa, you can be prepared for anything. The company’s comprehensive insurance solutions cover everything from health to home and travel.
Insurance Products
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Funeral Cover: Affordable plans for dignified farewells.
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Life Insurance: Pays a lump sum or monthly amount to your loved ones.
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Gap Cover: Bridges the gap where medical aid stops, starting from R290/month.
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Car & Home Insurance: Comprehensive protection for your most valuable assets.
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Travel Insurance: Covers accidents, lost luggage, and missed flights.
Each policy is designed to provide peace of mind, ensuring that customers are protected financially during life’s toughest moments.
Financial Advice and Planning: Your Guide to a Secure Future
One of the key advantages of working with Old Mutual is access to expert financial advisers who help customers make informed decisions. Whether you’re planning for retirement, managing debt, or creating an estate plan, Old Mutual’s advisory team offers tailored guidance.
Services Include
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Estate Planning: Secure your family’s financial future.
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Financial Planning: Personalized advice on investments and budgeting.
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Wills and Legal Support: Create a free will online through Old Mutual Wills.
To speak with an adviser, call 0860 66 66 59 or use the Find an Adviser tool on the website.
Old Mutual Rewards: Earn as You Save and Spend
With Old Mutual Rewards, customers can turn good financial behavior into tangible benefits. Members earn points for actions such as referring friends, completing surveys, or investing.
Reward Highlights
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Convert points into investments.
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Shop with your points online.
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Get rewarded even if you’re not an Old Mutual customer.
The rewards system reflects Old Mutual’s commitment to promoting financial literacy and positive money habits.
Commitment to South Africa: Building a Greener and Fairer Future
Old Mutual is deeply committed to South Africa’s economic and social development. Beyond its financial products, the company invests heavily in education, sustainability, and transformation.
Key Impact Areas
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Green Investment: Over R122 billion invested in the green economy.
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Financial Education: Over 408,000 people reached through community programs.
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Diversity & Inclusion: Level 1 BBBEE contributor and strong supporter of female black-owned businesses.
Through these initiatives, Old Mutual proves that profit and purpose can go hand in hand.
Digital Tools and Platforms: Financial Control at Your Fingertips
Old Mutual embraces digital transformation with tools that make managing finances easier and more transparent.
Tools to Explore
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Old Mutual App: Access all accounts, rewards, and investments in one place.
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Moneyversity: Free online platform for financial education.
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Tweak by Old Mutual: Track your carbon footprint and earn rewards for sustainable living.
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WillVault22: Securely store your will online for easy access.
Download the app today:
Unclaimed Benefits: Check if You Have Money Waiting
Many South Africans have forgotten or unclaimed benefits from previous policies or investments. Old Mutual, in partnership with ASISA, has made it simple to check online.
How to Check
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Visit https://www.oldmutual.co.za.
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Provide your personal details for verification.
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Discover if any unclaimed funds are due to you — even from as far back as 1981.
This initiative ensures that no South African misses out on what’s rightfully theirs.
Why Choose Old Mutual in South Africa?
Here’s why millions trust Old Mutual as their financial partner:
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Proven Legacy: Over 175 years of trust.
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Comprehensive Services: Banking, insurance, investing, and advice — all in one place.
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Accessibility: Flexible plans starting from as little as R350/month.
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Innovation: Digital platforms designed for convenience.
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Responsibility: Commitment to sustainability and local growth.
Old Mutual continues to evolve with the needs of modern South Africans, ensuring that every customer — no matter their background — can achieve financial stability and freedom.
Conclusion: Build Your Financial Future with Old Mutual
Whether you’re saving for retirement, starting your first investment, or simply looking for reliable insurance, Old Mutual in South Africa offers the guidance, security, and tools you need to make the most of your money.
Visit the official website: https://www.oldmutual.co.za
Or call 0860 66 66 59 to speak with a financial adviser today.
Your future starts with a single decision — make it an Old Mutual one.
