Basic Profile

Full name: First National Bank Ghana Limited (FNB Ghana)

Type: Commercial/Universal Bank (subsidiary)

Parent company: First National Bank (South Africa), part of the FirstRand Group

Regulation: Licensed by the Bank of Ghana

History & Milestones

FNB Ghana was granted a universal banking license in 2015 and opened its first branch in Accra the same year.

In 2020, to meet new capital requirements set by the Bank of Ghana, it acquired Ghana Home Loan Bank (GHL Bank).

The merger was approved by regulators in Ghana and South Africa, with integration completed in mid-2020.

Governance & Leadership

Headquarters: 6th Floor, Accra Financial Centre, Independence Avenue & Liberia Avenue, Accra.

Chairman: Stephan Claassen

Chief Executive Officer: Warren Adams

Managed by a board and an executive management team overseeing operations.

Products & Services

FNB Ghana provides a wide range of banking and financial solutions, including:

Deposit accounts (savings, current)

Loans and credit facilities

Investment and wealth management

Debit cards, mobile and internet banking

Insurance (home, motor, travel) through bancassurance

It also offers a mobile app (“FNB Ghana Personal”) for transfers, bill payments, card management, and balance tracking.

Branch Network & Agents

Branches in major cities such as Accra, Tema, Kumasi, and Takoradi.

An Agency Plus network allows customers to perform basic banking transactions outside of branches.

International Transactions

SWIFT / BIC code: FIRNGHACCUS (or FIRNGHAC for the 8-character version).

Used for international wire transfers to and from Ghana.