Destiny Microfinance Limited

Destiny Microfinance Limited (DMF) is a licensed non-deposit-taking microfinance institution in Uganda, dedicated to providing affordable financial services to economically active individuals, particularly in rural areas and among women.

📌 Company Overview

• Founded: Originated in 2010 as a community-based organization; incorporated as a company limited by shares in 2011.

• Head Office: Bulaga – 9 Miles, Mityana Road, Wakiso District, Uganda.

• Mission: To offer relevant and affordable microfinance services through innovative means, aiming to improve the well-being of economically active people, especially in rural areas and among women.

• Slogan: “Together to your Destiny.”

💼 Products & Services

DMF provides a variety of loan products tailored to different client needs:

• Group Loans: For registered community banking groups.

• Individual Loans: For clients with existing businesses or collateral.

• Salary Loans: Targeted at employees of institutions such as schools, hospitals, NGOs, and government bodies.

• Agricultural Loans: Designed for farmers and agribusinesses.

• Quick Loans: Short-term loans for urgent financial needs.

• Housing Loans: For home improvement and construction.

• Water and Sanitation Loans: To improve access to clean water and sanitation facilities.

• Financial Literacy & Business Skills Training: To empower clients with knowledge and skills for better financial management.

Additionally, DMF collaborates with partners like ECO STOVE to promote environmentally friendly solutions and supports financial inclusion by facilitating savings mobilization and offering loan insurance in partnership with insurance companies.

🕒 Operating Hours

• Monday – Friday: 8:30 AM – 5:00 PM

• Saturday: 8:30 AM – 3:00 PM

• Sunday & Public Holidays: Closed

📞 Contact Information

• Phone: +256 782 341 345

• Email: info@dmf.co.ug | destinymicrofinance@gmail.com

• Address: Bulaga – 9 Miles, Mityana Road, P.O. Box 23754, Kampala, Uganda

• Website: dmf.co.ug