General Overview

• 
  

  Founded: 1983 as Centenary Rural Development Trust, began public services in 1985, and licensed as a commercial bank in 1993

  
  


• 
  

  Type: Private commercial bank under Centenary Group

  
  


• 
  

  Headquarters: Mapeera House, Kampala Road, Kampala

  
  


• 
  

  Leadership:

  
  
  
  
  
  • 
    

    Chair: Gustavio Orach Lujwero Bwoch

    
    
  
  
  • 
    

    MD & CEO: Fabian Kasi

    
    
  
  
  
  

Financials & Reach

• 
  

  Assets: USh 7.11 trillion (~US $1.95 billion) as of end‑2024

  
  


• 
  

  After‑tax profit (2024): USh 342.3 billion (~US $94 million)

  
  


• 
  

  Customer base: About 3 million clients (2.4–2.5 M reported), with over 1.49 M deposit accounts .

  
  


• 
  

  Network:

  
  
  
  
  
  • 
    

    ~81–82 branches nationally

    
    
  
  
  • 
    

    , including rural expansion to areas like Kasese and Buliisa

    
    
  
  
  • 
    

    ~193 ATMs and over 5,800 agent banking points

    
    
  
  
  
  

Products & Services

• 
  

  Retail & SME offerings:

  
  
  
  
  
  • 
    

    Savings, current, fixed deposit, SACCO & diaspora accounts (UGX, USD, GBP, EUR)

    
    
  
  
  • 
    

    Loans: Micro‑business, agricultural, lease, overdraft.

    
    
  
  
  • 
    

    Cards: CenteVisa (prepaid/debit) and premium Mastercard Platinum

    
    
  
  
  
  


• 
  

  Digital Channels:

  
  
  
  
  
  • 
    

    CenteMobile, CenteOnline (internet banking), WhatsApp Banking.

    
    
  
  
  • 
    

    Agent banking covering rural/diverse areas.

    
    
  
  
  
  


• 
  

  Forex & Trade Finance:

  
  
  
  
  
  • 
    

    Provides FX rates for major currencies: USD, EUR, GBP, KES, TZS, ZAR, CNY, RWF

    
    
  
  
  • 
    

    Trade finance and bancassurance options

    
    
  
  
  
  

Mission & Social Impact

• 
  

  Core mission: Financial inclusion, especially for rural communities and micro/small entrepreneurs

  
  


• 
  

  CSR efforts: 1% of annual after‑tax profit allocated to social investment (health, education, financial literacy)

  
  


• 
  

  Key initiatives:

  
  
  
  
  
  • 
    

    "Cente Superwoman" savings program supporting women and girls

    
    
  
  
  • 
    

    Support for agricultural farmers via World Bank partnership since 2011

    
    
  
  
  
  

Group Structure & Expansion

• 
  

  Centenary Group includes:

  
  
  
  
  
  • 
    

    Centenary Bank Uganda

    
    
  
  
  • 
    

    Centenary Technology Services (Cente‑Tech)

    
    
  
  
  • 
    

    Centenary Foundation (social programs)

    
    
  
  
  • 
    

    Centenary Bank Malawi (acquired 2023)

    
    
  
  
  
  


• 
  

  ICT investments: Core banking system (2017) and green data centre development in Masaka

  
  

Contact Details

• 
  

  Phone: Toll‑free 0800 200555; +256 317 202315; +256 417 202002

  
  


• 
  

  Email: info@centenarybank.co.ug

  
  


• 
  

  Head office address: Mapeera House, Plot 44–46 Kampala Road & Plot 2 Burton Street, P.O. Box 1892 Kampala .

  
  

Recent Highlights

• 
  

  Kasese branch upgrade: New UGX 2.5 billion modern building opened in 2023, serving 36,000+ customers

  
  


• 
  

  New Buliisa branch: Launched in 2024 to support oil‑region economic growth

  
  

? Summary

Centenary Bank stands out as Uganda’s leading indigenous commercial microfinance bank, with deep rural reach and strong community orientation. It offers a full suite of retail and SME solutions, supported by an expansive brick-and-mortar presence, agent banking, and modern digital platforms. With robust financial performance and active CSR programs, it continues to expand both infrastructure and services—driven by its goal of financial inclusion and rural development.