FairMoney is a credit-led digital bank primarily operating in emerging markets, with a focus on Nigeria and broader Africa and Asia. The company aims to promote financial inclusion by offering accessible banking and lending services to the underbanked population who often lack access to traditional financial institutions.

? About FairMoney

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  Vision: To become the leading mobile bank for emerging markets.

  
  


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  Presence: Offices on three continents.

  
  


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  Mission: Deliver collateral-free digital financial services tailored for individuals and small businesses.

  
  

? Core Products and Services

? Savings

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  FairSave: Flexible savings account offering high-interest returns.

  
  


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  FairLock: Fixed-term savings with locked-in rates for disciplined saving.

  
  


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  FairTarget: Goal-based saving plan to help users reach financial targets.

  
  


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  AutoSave: Automatically saves small amounts daily, weekly, or monthly.

  
  

? Lending

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  Personal Loans: Quick, collateral-free loans up to ₦3,000,000 for up to 24 months.

  
  


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  Business Loans: Tailored loans for entrepreneurs and small businesses.

  
  

? Other Financial Services

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  Bills Payment: Pay for airtime, data, utility bills with discounts and no extra charges.

  
  


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  Bank Account: Includes free transfers, zero convenience fees, and more.

  
  


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  Cards: Likely includes debit/ATM cards linked to users' FairMoney bank account.

  
  


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  POS Service: Payment solution for small business owners.

  
  


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  Fixed Deposit: Offers higher interest returns for locked savings over a fixed term.

  
  

? Financial Tools

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  Savings Calculator: Helps estimate returns on FairSave and FairLock.

  
  


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  Loan Calculator: Gives repayment estimates based on borrowed amount and term.

  
  

? Core Values

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  Growth Mindset: Encouraging personal and team development.

  
  


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  Global Talent Culture: “Talent has no passport” — diversity and inclusivity.

  
  


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  Client-Centricity: Deep empathy and focus on solving customer pain points.

  
  


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  Ownership Mentality: Everyone takes full responsibility for outcomes.

  
  


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  Scientist’s Mindset: Iterative, analytical, and evidence-based approach.

  
  


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  Strategic & Tactical Balance: Think big but execute in detail.

  
  


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  70/30 Principle: Prioritize speed with acceptable risk.

  
  


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  Constructive Feedback Culture: Regular, helpful feedback for growth.

  
  

? Company Growth & Careers

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  Actively doubling team size in 2025.

  
  


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  Hiring across tech, product, design, operations, risk, and more.

  
  


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  Remote-friendly for many roles.

  
  

? Website

https://fairmoney.io
https://fairmoney.ng