Tugende is a for-profit social enterprise founded in 2012 in Uganda, dedicated to bridging the credit gap for small businesses by enabling informal entrepreneurs to own income-generating assets. Through asset financing, technology, and a customer-centric approach, Tugende supports micro, small, and medium enterprises (MSMEs) in building digital credit profiles and accessing growth opportunities. The company has expanded its operations beyond Uganda, establishing a presence in Kenya, and has financed over 52,000 clients across various sectors.
Head Office Address: 57 Ntinda II Road, Naguru, Kampala, Uganda
Email: info@gotugende.com
Uganda Toll-Free Number: 0800 300 848
WhatsApp: +256 709 032 424
Michael Wilkerson – Founder & CEO
Patrick Asiimwe – General Manager, Uganda
Rachael Wangaru – Acting General Manager, Kenya
Uzairu Nanseera – Group Head of Finance
Tadeo Kyeyune – Chief Technology Officer
Sylvia Kushemererwa – Head of Human Resources & Administration
Tugende provides financing for a range of income-generating assets, including:
Motorcycles (boda bodas)
Special hire taxis
Matatus (minibuses)
Boat engines
Smartphones
Salon equipment
Shop fridges
Sewing machines
Clients benefit from comprehensive packages that include training, high-quality safety equipment, medical and life insurance, and assistance with obtaining necessary licenses. These services are designed to empower entrepreneurs to achieve asset ownership and improve their economic stability.
Tugende has developed a robust digital platform that allows clients to:
Track their accounts and payment histories
Access support resources
Receive updates on new opportunities within the Tugende ecosystem
Build and manage their digital credit profiles
This platform enhances client engagement and streamlines the process of asset acquisition and management.